Mortgage Loan Officer – Q Kapital Group
Location: Miami, FL Type: Full-Time | On-site / Hybrid Compensation: Salary + Commission or Full Commission (no cap)
About Q Kapital Group
Q Kapital Group is a Miami-based mortgage lender specialized in Foreign National, Domestic, Non-QM, DSCR, and Commercial loans. We serve international buyers, U.S. residents, investors, and developers across South Florida, offering flexible financing solutions for residential and commercial real estate.
Why Join the Q Kapital Team
Preferred lender relationships with national developers such as Lennar and DR Horton
Direct access to luxury condominium projects across Miami, Brickell, Sunny Isles, Bal Harbour, Aventura, and Downtown
Participation in top real estate and construction networking events, including The Real Deal events and FAMP conferences
Steady flow of qualified domestic and international leads
Opportunity to originate residential and commercial loans
Strong brand recognition in niche and complex loan structures
In-house processing and execution support so LOs focus on production
Clear growth path with flexible compensation options
OPTION 1: Junior / Entry-Level Mortgage Loan Officer
(No experience required)
Responsibilities
Support senior LOs with residential and commercial loan origination
Learn Foreign National, Domestic, Non-QM, DSCR, and Commercial products
Assist with client communication, documentation, and follow-ups
Support pipeline management and deal execution
Requirements
Florida MLO license or willingness to obtain
Strong communication and organizational skills
Sales mindset and willingness to learn
English/Spanish preferred
Compensation
Base salary + commission, or
Full commission after ramp-up
OPTION 2: Senior Mortgage Loan Officer
(Experience required)
Responsibilities
Originate and close residential and commercial mortgage loans
Advise domestic, foreign national, and investor clients
Structure Non-QM, DSCR, and commercial transactions
Build and manage relationships with realtors, developers, attorneys, and investors
Meet monthly and quarterly production goals
Requirements
Active Florida MLO license (NMLS)
2+ years mortgage origination experience
Experience with Non-QM, DSCR, Foreign National, or Commercial loans preferred
Bilingual English/Spanish required (Portuguese a plus)
Compensation
Salary + commission, or
Full commission (high splits, no cap)
Q Kapital Group offers a professional, entrepreneurial platform for loan officers seeking deal flow, execution, and growth in both residential and commercial lending.
Flexible work from home options available.
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